Personal Finance Basics
Empower your financial future with BRAVE Microcredentials: Personal Finance Basics.
As part of BRAVE, this course is delivered by Western Sydney University and offers a comprehensive foundation in personal finance whilst exploring life skills including mindset, goal setting, employment, and decision-making.
The CBCC aims to help you instil financial responsibility and build healthy financial habits, enabling you to make informed financial decisions and confidently navigate your life’s journey.
Be Financially BRAVE
In today’s complex financial landscape, being financially literate is more than a skill – it’s the pathway to freedom.
Financial literacy gives you the knowledge to make informed decisions about your money. From everyday budgeting to long-term investing, it’s the foundation for financial independence and security. Feel confident as you learn to navigate challenges, capitalise on opportunities, and achieve your dreams fearlessly.
And by becoming financially literate, you become financially brave. Gain control over your financial future, understand the implications of your financial choices, and be equipped to set and achieve meaningful financial goals. Strengthen your money management, become responsible at debt handling, and promote the accumulation of savings and investments.
Cultivate your sense of confidence and become BRAVE in your financial life and beyond.
The Aims of Personal Finance Basics
BRAVE Microcredentials: Personal Finance Basics aims to help you truly understand how to manage your money wisely.
By joining this course, you will:
- Gain a comprehensive understanding of personal finance, such as money management, budgeting, saving, investing, and debt management
- Learn to make informed decisions about your money
- Start to establish and maintain healthy financial habits
- Gain confidence and develop an attitude of financial responsibility
- Develop life skills related to personal finance, such as mindset, goal-setting, employment, and decision-making
- Learn to apply these skills in real-world financial situations
Upon completion, you will feel ready and able to take care of your money in ways that make you feel secure and positive about your financial future.
The Requirements of Personal Finance Basics
Course Type: Short Course
Start Date: Start any time
Duration: 10-15 hours, approximately 1 hour per week
Cost: Free for BRAVE participants
Mode: Online classes, with an optional face-to-face workshop
Receive a Certificate of Completion when you complete this course.
This course is offered in partnership with Western Sydney University.
The Outcomes of Personal Finance Basics
By the end of this course, you should be able to:
- Understand the factors that influence financial decision-making for an individual
- Develop a personal budget and savings plan
- Compare and understand the benefits and costs of various spending decisions
- Evaluate basic investment information and compare alternatives
- Understand employment concepts, such as contracts, payslips, and different income sources, including from self-employment
- Understand how superannuation works
- Explore how various financial decisions contribute to building personal wealth
- Understand how to protect against financial loss, including what happens to your assets when you die
- Create an action plan for your personal finances
Unleash Your Potential
The CBCC recognises that being confident in your ability to manage your personal finances and having strong overall financial well-being and stability is essential to living your best life. However, the CBCC also understands that it can be difficult for Canterbury-Bankstown women to be financially BRAVE.
Why is this?
Canterbury-Bankstown is one of Australia’s most diverse areas. We represent over 120 nationalities and 200 language groups. Over 50% of our population is culturally and linguistically diverse (CALD) and speaks a language other than English at home.
Although this makes Canterbury-Bankstown vibrant and colourful, this diversity means our community faces more barriers than most.
Research has shown that CALD people, especially CALD women, face extra barriers that may come from having an ethnic background that has historical, religious, or social prejudices against certain industries, or against women studying or working. This prevents those with career or education aspirations from chasing their dreams.
By introducing BRAVE and opportunities like BRAVE Return-To-Work and BRAVE Microcredentials: Personal Finance Basics, the CBCC hopes to change attitudes within Canterbury-Bankstown to lift, support, and encourage the dreams and aspirations of each and every community member without judgement.
Join BRAVE today!
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Upcoming Events
CBCC BRAVE Lunchtime Talk – Digital – Gmail
The Brave Project, spearheaded by The Canterbury of Bankstown Chamber of Commerce (CBCC), is a community-driven initiative providing essential wrap-around skill...
CBCC BRAVE Workshop – Law
The Brave Project, spearheaded by The Canterbury of Bankstown Chamber of Commerce (CBCC), is a community-driven initiative providing essential wrap-around skill...
CBCC BRAVE Workshop – Data Analysis & Excel
The Brave Project, spearheaded by The Canterbury of Bankstown Chamber of Commerce (CBCC), is a community-driven initiative aimed at fostering resilience and gro...
CBCC BRAVE Workshop – Language & Communication (Online)
The Brave Project, spearheaded by The Canterbury of Bankstown Chamber of Commerce (CBCC), is a community-driven initiative aimed at fostering resilience and gro...
Support Our Initiative
By standing together, we join our voices in advocating for the most important and pressing issues to large stages like the various levels of government that we otherwise would not be able to achieve alone.
To truly create an equal society for all, we can always use your support in BRAVE.
Want to do more? Join the CBCC’s other initiatives by sponsoring our annual Women in Leadership event, joining the CBCC, participating in our Taskforce, or putting your name down as a potential speaker and advocate.
We are always open to hearing from you!
